• “At Stearns, there’s much more variety in the loan options I’m able to offer. There are fewer guideline overlays and pricing is very competitive.”

    Mortgage Loan Originator, Woodbury, MN


We follow a daily and market-specific pricing philosophy so we are competitive in all markets. Stearns Rate Protection Program allows
you to lock at application, and renegotiate the rate before closing if the market improves.

*This is not an offer for extension of credit or a commitment to lend. Stearns Lending, LLC is an FHA Approved Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.